Personal Finance | Personal Finance | AlSalama Bank
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Personal Finance

  • Quick
    Processing Time
  • Low
    Salary Requirement
  • Simple
    Documentation
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Convenience of flexible finance

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Personal finance decisions are best made when they're simple, stress-free and focussed on you. Enjoy quick and easy access to funds with simple documentation and high approval amounts.

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Financing Convenience

With a minimum salary requirement of AED 3,000 coupled with the added benefit of a maximum tenure of 48 months, enjoy high finance approvals for your personal finance needs.

Maximum finance set at AED 4 million for UAE Nationals and AED 2 million for Expatriates.

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Simple Documentation

We've kept things easy to accomplish when it comes to personal finance. Our documentation process is simple and easy to put together, giving you peace of mind with a stress-free process, ensuring faster access to funds.

Documentation includes:

  1. Copy of Passport (with residence visa for expatriates)
  2. Copy of Emirates ID
  3. Salary and End of Service Benefit Transfer Letter/Certificate from the employer
  4. Statement of Account for minimum 3 months in case of salary transfer to another bank (6 months for self employed professionals/ businessmen)
  5. Copy of valid trade license (for self employed professionals/businessmen)

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Quick Processing

Stress-free, simple and ready when you need it, look forward to faster turnaround times on your personal finance application, from start to finish.

Finance Structure Overview

UAE NationalsExpatriates
Maximum finance amount (AED) 4,000,0002,000,000
Maximum tenure 48 months48 months
Minimum salary requirement (AED) 3,0003,000

*Terms & Conditions apply

*Under a Sharia-Compliant structure and documentation. AECB consent form is mandatory

*Al Islami Personal Finance is offered to customers who work for a ASB-approved company and transfer their salary to ASB.

We'll help you do the math

I need financing for
Value
Tenure Months
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AED / mo
* This is an approximate calculation
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