Johara Classic Credit Card

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Earn Rewards

As You Spend
Special

Privileges
AED 5,000

Minimum Salary
No

Annual fee

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Accepted worldwide. Designed for you

Sharia-complaint and stress-free, your Al Islami card is designed to suit your life, your requirements and your financial goals. Enjoy special privileges on regular spends, travel and more.

Accepted worldwide. Designed for you

Sharia-complaint and stress-free, your Al Islami card is designed to suit your life, your requirements and your financial goals. Enjoy special privileges on regular spends, travel and more.

Roadside Assistance

Automatic enrollment guarantees emergency assistance 24/7, across the UAE. Free services include flat tyre repair, 50% off your international license, five free services in a year and more.

Automatic enrollment for ASB Cardholders
Free of cost
Keep your card handy to avail these free services:
1. 5 free services annually
2. Towing
3. Vehicle Servicing - once a year
4. Battery Boost
5. Flat tyre fixing
6. Lock-out service
7. Fuel assistance
8. Off-road pull out - 1 free service
9. International Driving License - 50% discount
Call Roadside Assistance on 8004101

We've Got You Covered

Your insurance protection offers travel and personal accident coverage for you and your family. Simply buy your tickets with your Johara card for immediate enrollment.

Automatic enrollment when tickets are purchased with your ASB Card
Free of cost
Your insurance plan covers Medical Expenses, Dental Care, Delayed Departure, Loss of Baggage, Personal Accident, Loss of Cash/Valuables and more.
For more information or to register a claim, call Phone Banking on +97146092222 OR Aman Insurance on info@aman.ae / Customer Service: 8004998 / Tel: +97143193111/ Fax: +97143342090
Credit Shield (Takaful) covers you in the unfortunate event of death, total disability or loss of employment at a fee of only 0.89% on outstanding*

Wala’a Dirhams

Get immediate access to the ASB loyalty program and start saving from day one! Earn 0.5% on all retail spends and then redeem your Wala’a Dirhams for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Automatic enrollment for ASB Cardholders
1 Wala'a Dirham = AED 1
Earn up to 3% Wala'a Dirhams monthly
Redeem Wala’a Dirhams for airline tickets (at over 300 airlines), hotel bookings (at 180,000+ properties worldwide), electronic items & household appliances (at EROS Electricals) Club Apparel points, utility payments like DEWA, SEWA, FEWA, ETISALAT, SALIK, DU and more.
Online banking transactions do not earn Wala'a Dirhams
To view your balance or redeem, log on to online.dib.ae or call +97146092222.

Personal Accident and Travel Insurance coverage

Insured	Figures in USD
Personal Accident Benefits	50,000
Accidental Death	100% of the Principal Sum Insured
Emergency Medical Expenses (Accident & Sickness Deductible)	62,500 50
Emergency Dental	125
Missed Departure/Cancellation	375
Trip DelayIn Excess	125 4 Hours
Baggage DelayIn Excess	375 4 Hours
Baggage Loss	500
Loss of Money	125
Personal Liability	15,000

*For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:

Involuntary loss of employment - AED 30,000
Permanent Total Disability - AED 200,000
Death - AED 200,000.

For Group Takaful Credit Shield Protection Plan Terms and Conditions, please click here

Click here for terms and conditions.

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Your Name

Mobile Number *

Roadside Assistance

We've Got You Covered

Wala’a Dirhams

Personal Accident and Travel Insurance coverage

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